Browsing Tag

first time home buyer

PERSONAL

We are Home Owners!

11.09.2009

After a process that lasted almost two months, we are proud to announce that we are officially home owners!

One of the great things about living in Texas is the cost of living. Having worked and lived in California, it’s a total eye-opening experience to see the drastic difference in the cost of living, especially in the housing market. Honestly, I think Californians pay for the weather, because there’s nothing quite like it. I do miss the weather back home, but I don’t miss the price tags on homes.

I really didn’t think that we’d be buying a home so soon after our wedding. So soon after I moved to Dallas. But it was possible! And we are thrilled.

Tips for going through the home purchasing process:

  • Set up a budget and a goal. Use an online budget tool like Mint.com to track your cashflow.
  • Save your money! Set up a savings account where you can automatically deposit funds on a desired schedule. It can add up quickly.
  • Find a realtor who has your best interest in mind. Get referrals.
  • Ask your realtor questions about the neighborhood, the school system, entertainment, and crime. You need to know!
  • Keep all your documents from the home purchasing process filed and together.
  • Patience is a virtue for a reason. You need a lot of patience when purchasing a home.

Tips for after the closing process is over (aka you bought a home):

  • Find out from your realtor how you get your keys.
  • Schedule activation of  the utilities. If you live in Texas, click here.
  • Shop for appliances that don’t come with the property. Typically, washer/dryers and fridges aren’t included.
  • Get your new home cleaned (i.e. carpet cleaning, hardwood floor waxed, etc) before you move furniture in.
  • Assess any fixes that need to be addressed — like holes in the wall or switch plates that need to be purchased.

For my other posts on buying your first home, click HERE and HERE.

And so begins weekly (maybe daily!) trips to The Home Depot. We’ve already made our first inaugural trip for some supplies. I think I’ll be asking Santa for gift cards to Home Depot. Never thought I’d say that.

CONTACT ME | VIEW PORTFOLIO

PERSONAL

The Close

10.26.2009

You know what’s exciting? We’re this close to getting our house!

You know what’s annoying? All this rain we’ve been having in the Dallas/Fort Worth area. It’s been slowing down the process of closing.

There are so many ups and downs that you go through when buying your first house. The excitement of house hunting. The ups of imagining how you’ll decorate your new home. The downs of your offer getting rejected. The ups of the seller accepting your offer. The downs of less than positive house inspection results. And on and on and on. The whirlwind ride of signing papers and what feels like your entire life away. Seriously.

If you’re in this junction of life, here’s my advice:

  • Watch HGTV‘s shows on real estate. You can learn SO much from other people’s experience.
  • Do your research on where you want to live, so you know where to start.
  • Get pre-approved. This is different from pre-qualified.
  • Keep an open mind. Don’t let weird paint colors through you off.
  • Don’t get discouraged if your first offer isn’t accepted. There are lots of houses out there!
  • Hire a thorough home inspector. It’s better to find everything you may need to fix than discover it later.
  • Be patient. It’s a long ride.
  • Get excited! You’ll soon be a homeowner.

We should be closing soon. Please pray/send dry weather thoughts/happy vibes our way!

I think I’m most excited about setting up my office!

Check out Weddingbee founder, Bee Kim’s, cute workspace:

Photo from Weddingbee Pro

How cute is this one from Real Simple?!

Photo from Real Simple

Happy Monday!

Contact Me | View Portfolio

Related Posts with Thumbnails